Business Insurance


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Business Insurance

Do you know if these key areas are adequately covered?

  • Property coverage
  • Liability
  • Business interruption

Restaurant Insurance

Do you know if these key areas are adequately covered?

  • Sale of alcoholic beverages
  • Liability

Property Coverage


  • Property coverage is often divided into two parts in a business policy:
  • Fixed Property (buildings, fixtures, etc.)
  • Contents (equipment, inventory, etc.) or it can be a combined single limit.

The ways that your property can be covered are:

  • “All Risk” or “Specified Peril.”

Liability Coverage

Liability coverage generally protects you from claims that arise out of harm your business (including employees) cause another.

Key questions:

  • Do you operate off-site?
  • Serve alcoholic beverages at functions?
  • Sell products that could cause harm?
  • Do you or your employees operate personal vehicles at anytime in the course of doing business?


500,000 trucking accidents occur every single year. 1 of 8 fatality accidents involve a commercial truck and 68% of fatal truck crashes occur in rural areas.

Business Insurance for Dayton, Centerville, Springboro, Kettering, Bellbrook, and Beavercreek, Ohio.


Erie Insurance
Grange Insurnace
MetLife Insurance
Pekin Insurance
Progressive Insurance
Utica Insurance
West Bend Insurance
Foremost Insurance Group